No Obligation to Hear TermsNo obligation to apply, qualify and hear the terms. If you don't like the loan terms for your Philadelphia PA small business, you just say "No thank you." No problem!
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Top-Rated LendersLooking for a LEGIT alternative lender with no collateral for your Philadelphia Small Business? Our Parent company is a 21 year old NASDAQ publicly traded business! We identify and represent only the top-rated, reputable, transparent, quick turn-around capital providers.
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Best Prices!1 FREE application from you and we go to all these providers, they compete in prices & we bring you back the best prices available. We've have delivered more than $10 Billion to small businesses like your Philadelphia PA company.
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Use Funding Your WayYou use these funds any way you want. Unlike some of the Big Banks, we do not dictate how you use the loan or capital advance for your Philadelphia small business!
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What Will It Cost Your Philadelphia Small Business? DAC pricing is transparent and simple - like it should be! We do not discuss small business rates like the Big Banks- because it's very confusing, can seem misleading and they don't show you the total cost. DAC will gladly show you the total payback cost of the capital advance. Again, unlike the banks, we do NOT charge an application fee! We Are Better
Where to go to get small business loans in Philadelphia, especially if you're credit score is not great?* Traditional banks are not lending small businesses in Philadelphia nor doing advances like they used to. We represent all the top alternative, non-traditional business loan providers and capital advance partners, so we can provider your Philadelphia business with the best rates/pricing on your business capital loan or advance. We provide capital faster than a traditional bank with less intensive qualifications. Your revenue is valued most, rather than your credit score. Loans that do not require collateral! |
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Qualifying Your Philadelphia PA Small Business for Funding is Easy!
Where do you get a small business loan* in Philadelphia or advance when the banks say no? Good News for small businesses looking for loans* or capital funding in Philadelphia! The minimum qualifications of our providers are less intensive than those of traditional banks!
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TIME IN BUSINESS
Only need a minimum of four months in business |
PERSONAL CREDIT
Personal credit score must be at least 500+ |
ANNUAL REVENUE
$100k+ revenue in the past 12 months |
INDUSTRY
Over 700 Different Industries Served- we are ready to help |
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MORE AFFORDABLE
Our fundings are typically up to 50% less expensive than a traditional merchant cash advance. |
FAST CAPITAL
You submit your application and we provide you with a fast decision. |
AUTOMATIC PAYMENT
DAC sets you up with regular fixed auto payments so payments run smoothly with no surprises. |
LOANS WITHOUT COLLATERAL FOR PHILADELPHIA
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Ready to get funded Philadelphia Small Businesses? Receive Your Decision In Minutes.
PRE-QUALIFICATON
Complete the online form by clicking the "qualify now" button. We will review and then contact you to discuss available options and answer any questions. |
COMPLETE APPLICATION
Complete the simple application which will provide our lenders and advance companies with more business, personal, and financial details. Submit to us with a few requested documents. |
SUBMIT DOCUMENTS
To verify the application and secure approval, we request 4 months of bank statements, a copy of your last years Philadelphia small business tax return, a cancelled check, and a copy of your drivers license. |
We salute Philadelphia for being in the top 10 of the most small businesses in the U.S.A. These businesses are the true backbone of America. The city works actively to attract business owners with various commercial development and promoting relevant business incentives. Scientific services, retail, health care, construction and food services attract a lot of small business entrepreneurs in Philadelphia. This is our outreach to Philadelphia small businesses to ensure they have the access to capital advances or loans when they need them, quickly and with an easy process. There are many good reasons for to apply for a loan* in Philadelphia. Need a loan to renovate your Philadelphia restaurant? Need a loan to buy machinery for your Philadelphia construction company? Need a capital advance to purchase discounted bulk inventory for your Philadelphia Home renovation center? Maybe your trucking company in Philadelphia needs a new vehicle? Perhaps your Philadelphia auto repair or detailing shop needs a funding. Maybe you want to expand and renovate your bar or coffee shop. A loan might help. Whatever your business, whatever your need, DAC IS HERE TO HELP YOU GROW! (NOTE: we usually work with capital advances and sometimes loans)
We also do Equipment Financing for Your Philadelphia Small Business the Fast and Easy Way
WHAT IS EQUIPMENT FINANCING or Leasing?
Equipment Financing is a capital advance for a business to to procure essential equipment they need for growth, emergencies, or any other essential purpose. Equipment Financing is used when a company needs a hard physical asset for their business and don't have or don't want to use the cash on hand so they seek a loan or to lease the equipment. For the lender, it is more of a low-risk because the equipment is collateral. If the business defaults on the loan or lease, the lender can repossess the equipment.
Examples of common business equipment financed: Construction equipment, Dump Trucks, MRI machines, Dentist Chairs, Doctor Equipment, Farm Equipment, X-Ray Machines, Work vehicles, Trucks, Copy Machines, Restaurant Oven, Phone Systems, Computers- ANY EQUIPMENT FOR BUSINESSES (except cars).
Why is Equipment Financing better for the business than just a traditional loan with an alternative lender? Equipment Financing is more affordable in that you can spread out the terms or repayment over a longer time period with a monthly payment that is lower. That is far more affordable than just a loan which would be paid back in a year or 2 at a higher rate. The business owner can be utilizing the equipment they are leasing or financing and acquiring a profit from the use of this equipment while they are in the process of paying it off. We are the top alternative option for equipment financing for small businesses including small trucking businesses, small construction companies, small restaurant businesses, small retail store businesses and more.
WHAT IS EQUIPMENT FINANCING or Leasing?
Equipment Financing is a capital advance for a business to to procure essential equipment they need for growth, emergencies, or any other essential purpose. Equipment Financing is used when a company needs a hard physical asset for their business and don't have or don't want to use the cash on hand so they seek a loan or to lease the equipment. For the lender, it is more of a low-risk because the equipment is collateral. If the business defaults on the loan or lease, the lender can repossess the equipment.
Examples of common business equipment financed: Construction equipment, Dump Trucks, MRI machines, Dentist Chairs, Doctor Equipment, Farm Equipment, X-Ray Machines, Work vehicles, Trucks, Copy Machines, Restaurant Oven, Phone Systems, Computers- ANY EQUIPMENT FOR BUSINESSES (except cars).
Why is Equipment Financing better for the business than just a traditional loan with an alternative lender? Equipment Financing is more affordable in that you can spread out the terms or repayment over a longer time period with a monthly payment that is lower. That is far more affordable than just a loan which would be paid back in a year or 2 at a higher rate. The business owner can be utilizing the equipment they are leasing or financing and acquiring a profit from the use of this equipment while they are in the process of paying it off. We are the top alternative option for equipment financing for small businesses including small trucking businesses, small construction companies, small restaurant businesses, small retail store businesses and more.
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This website is not an official David Allen Capital, Inc. corporate website. This site is maintained by Shannon D. Smith, an independent DAC agent. Shannon D. Smith is not a loan broker nor loan agent but rather an independent sales agent / rep sending businesses to DAC to examine funding offers from lenders DAC represents. DAC Corporate Office: 525 N Main St Suite 270, Milford, Michigan 48381.
© 2008-2020 David Allen Capital, Inc.; additional content copyright Shannon D. Smith. All Rights Reserved. |
* Any occurrence of the term word “LOAN” or “LOANS” on this website is for informational purposes. Some of the lenders that DAC represents process loans and other times, more often, it is an advance against future earnings. The use of the term loan or loans is not necessarily an offer of a “loan" depending on providers, state and paperwork. “LOAN” is a sometimes used here as the common colloquial word used in everyday speech when sometimes "advance" is a better term therefore, "Loan" may be used for search purposes. Note: we do NOT refer or process "loans" in or for any company based in California but DAC lenders do process "advances" for California businesses.
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Content presented on this website is for information and education purposes only. The information is presented for potential interest or use of DAC Capital provider options. Information obtained from this website is strictly voluntary, and any reliance on it should only be undertaken after an independent review of its accuracy, completeness, and timeliness. None of the information on this site constitutes legal advice. We are not affiliated with the Small Business Administration (SBA).
@ All buttons with the words "qualify now" take you to our secure corporate affiliate link |
