No Obligation to Hear TermsNo obligation to apply, qualify and hear the alternative small business loan terms. If you don't like the rates, you just say "No thank you." No problem!
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Top-Rated ProvidersLooking for a LEGIT alternative lender? Our Parent company is a 21 year old NASDAQ publicly traded business! We identify and represent only the top-rated, reputable, transparent, quick turn-around alternative capital providers.
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Best Prices!1 FREE application from you and we go to all these alternative lender providers, they compete in prices & we bring you back the best prices available. We've have delivered more than $10 Billion to small businesses like your Fairfax County, Tysons Business.
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Use Funding Your WayYou use these funds any way you want. Unlike some of the Big Banks, we do not dictate how you use the alternative loan or capital advance for your small business!
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What Will It Cost? DAC pricing is transparent and simple - like it should be! We do not discuss small business rates like the Big Banks- because it's very confusing, can seem misleading and they don't show you the total cost. DAC will gladly show you the total payback cost of the capital advance. Again, unlike the banks, we do NOT charge an application fee! 
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We Are Better Where to go to get small business loans especially if you're credit score is not great? Traditional banks are not lending nor doing advances like they used to. We represent all the top alternative, non-traditional business loan providers and capital advance partners, so we can provider your business with the best rates/pricing on your business capital loan or advance. We provide capital faster than a traditional bank with less intensive qualifications. Your revenue is valued most, rather than your credit score. |
Qualifying is for an Alternative Loan is Easy!
Where do you get a small business loan* or advance when the banks say no? Good News for small businesses looking for loans* or capital funding in US-wide! The minimum qualifications of our alternative lender providers are less intensive than those of traditional banks!
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TIME IN BUSINESS
Only need a minimum of four months in business |
PERSONAL CREDIT
Personal credit score must be at least 500+ |
ANNUAL REVENUE
$100k+ revenue in the past 12 months |
INDUSTRY
Over 700 Different Industries Served- we are ready to help |
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MORE AFFORDABLE
Our fundings are typically up to 50% less expensive than a traditional merchant cash advance. |
FAST CAPITAL
You submit your application and we provide you with a fast decision; Tysons Business financing fast. |
AUTOMATIC PAYMENT
DAC sets you up with regular fixed auto payments so payments run smoothly with no surprises. |
NO COLLATERAL REQUIRED
Unsecured small business loan |
“WHAT ARE THE RATES OR PRICE/ COST OF ALTERNATIVE SMALL BUSINESS LOANS/ CAPITAL ADVANCE WITH DAC?”
Easy Small Business Capital Advance Funding across the US.
Pricing Per Dollar & Basic Qualifications
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We like to discuss cost or price more than rate because there are so many definitions for rates. But the cost is generally about 1.2-1.3x of the funded amount. Example, lets say you get $100k, your payback would be about $120-130k or like on $10k, maybe it would be 12-14k. Sometimes it is lower than this and other times it is higher but that is ballpark.
Simple Pricing Vs. Confusing Rates Total Cost OF Capital (T.C.C.) vs. Rates 1.2-1.3x Funding/Advance amount 1.3-1.5x if higher risk Example: Funded $100,000 Repay $128,000 |
Total costs as low as 12¢ per borrowed dollar. Average cost 25¢-35¢ per borrowed dollar.
With a 6 month term, your total cost can be as low as 12¢ per dollar. Average cost is 25¢ (eg: borrow $10,000, pay back $12,500). Typical funding amount is $40,000.
With a 9 month term, your total cost can be as low as 18¢ per dollar. Average cost is 29¢(eg: borrow $10,000, pay back $12,900). Typical funding amount is $50,000.
With a 12 month term, your total cost can be as low as 18¢ per dollar. Average cost is 35¢(eg: borrow $10,000, pay back $13,500). Typical funding amount is $80,000.
With a 18 month term, your total cost can be as low as 19¢ per dollar. Average cost is 37¢. Typical funding amount is $75,000.
With a 24 month term, your total cost can be as low as 20¢ per dollar. Average cost is 42¢. Typical capital size is $130,000.
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*** ORIGINATION FEE
0%-5% of capital for your first funding (deducted from your capital advance at time of funding). Example: $100,000 funding with 2% fees. $2,000 fee would be deducted from the funding, so $98,000 would be wired to you. |
MINIMUM QUALIFICATIONS
Eligibility for the lowest prices shown above are reserved for customers with the strongest cash flows and credit profiles. Returning customers with the strongest credit profiles and excellent payment history on prior capital products from DAC are eligible for our even lower premier rates. |
"EASY BUSINESS CAPITAL ADVANCES / ALTERNATIVE LOANS TERMS"
With a 6 month term, your total cost can be as low as 18¢ per dollar.
Average cost is 30¢ (eg: borrow $10,000, pay back $13,000).
Typical funding amount is $40,000.
With a 12month term, your total cost can be as low as 18¢ per dollar.
Average cost is 35¢ (eg: borrow $10,000, pay back $13,500).
Typical funding amount is $80,000.With a 24 month term, your total cost can be as low as 20¢ per dollar.
Average cost is 42¢.
Typical funding amount is $130,000.
Origination Fee
0%-5% of capital for your first funding (deducted from your capital advance at time of funding).
Example: $100,000 funding with 2% fees. $2,000 fee would be deducted from the funding, so $98,000 would be wired to you.
Minimum Qualifications
*Eligibility for the lowest prices shown above are reserved for customers with the strongest cash flows and credit profiles. Returning customers with the strongest credit profiles and excellent payment history on prior capital products from DAC are eligible for our even lower premier rates.
“HOW MUCH OF A BUSINESS LOAN CAN I QUALIFY FOR WITH YOUR COMPANY?”
Generally it is about what you are doing in monthly sales, and the great thing about David Allen Capital is that all we need is a short one-page application to get started and within a day or so we can have you an offer. It’s free to apply and there’s no obligation to accept the offer.
For example.
You want $10K to $20K loan / capital advance. You must be doing monthly sales of at least $10K.
You want $20K to $30K loan / capital advance. You must be doing monthly sales of at least $20K.
"WHY IS DAVID ALLEN CAPITAL THE BEST SMALL BUSINESS LOAN ALTERNATIVE RESOURCE?"
These providers compete to give you the best rates.
Its One Stop- Best Offers.
"BUSINESS MUST BE IN THE U.S."
"HOW LONG MUST I HAVE BEEN IN BUSINESS TO QUALIFY"
4 months or more; less than 4 months does not qualify
With a 6 month term, your total cost can be as low as 18¢ per dollar.
Average cost is 30¢ (eg: borrow $10,000, pay back $13,000).
Typical funding amount is $40,000.
With a 12month term, your total cost can be as low as 18¢ per dollar.
Average cost is 35¢ (eg: borrow $10,000, pay back $13,500).
Typical funding amount is $80,000.With a 24 month term, your total cost can be as low as 20¢ per dollar.
Average cost is 42¢.
Typical funding amount is $130,000.
Origination Fee
0%-5% of capital for your first funding (deducted from your capital advance at time of funding).
Example: $100,000 funding with 2% fees. $2,000 fee would be deducted from the funding, so $98,000 would be wired to you.
Minimum Qualifications
*Eligibility for the lowest prices shown above are reserved for customers with the strongest cash flows and credit profiles. Returning customers with the strongest credit profiles and excellent payment history on prior capital products from DAC are eligible for our even lower premier rates.
“HOW MUCH OF A BUSINESS LOAN CAN I QUALIFY FOR WITH YOUR COMPANY?”
Generally it is about what you are doing in monthly sales, and the great thing about David Allen Capital is that all we need is a short one-page application to get started and within a day or so we can have you an offer. It’s free to apply and there’s no obligation to accept the offer.
For example.
You want $10K to $20K loan / capital advance. You must be doing monthly sales of at least $10K.
You want $20K to $30K loan / capital advance. You must be doing monthly sales of at least $20K.
"WHY IS DAVID ALLEN CAPITAL THE BEST SMALL BUSINESS LOAN ALTERNATIVE RESOURCE?"
- DAC identifies and represents only the most reputable capital providers.
These providers compete to give you the best rates.
Its One Stop- Best Offers.
- We have less intensive qualifications than a traditional bank.
- Your revenue is valued most, rather than your credit score.
- We provide capital much faster than a traditional bank, which usually says NO to small business loans anyway.
- Application is Free
- NO obligation. You can discuss terms with us- if you don't like them, that is OK; we will not hassle you.
"BUSINESS MUST BE IN THE U.S."
"HOW LONG MUST I HAVE BEEN IN BUSINESS TO QUALIFY"
4 months or more; less than 4 months does not qualify
Ready to get funded? Receive Your Decision In Minutes.
PRE-QUALIFICATON
Complete the online form by clicking below. We will review and then contact you to discuss available options and answer any questions. |
COMPLETE APPLICATION
Complete the simple application which will provide our lenders and advance companies with more business, personal, and financial details. Submit to us with a few requested documents. |
SUBMIT DOCUMENTS
To verify the application and secure approval, we request 4 months of bank statements, a copy of your last years business tax return, a cancelled check, and a copy of your drivers license. |
We also do Equipment Financing for Your Business Growth the Fast and Easy Way
WHAT IS EQUIPMENT FINANCING or Leasing?
Equipment Financing is a capital advance for a business to to procure essential equipment they need for growth, emergencies, or any other essential purpose. Equipment Financing is used when a company needs a hard physical asset for their business and don't have or don't want to use the cash on hand so they seek a loan or to lease the equipment. For the lender, it is more of a low-risk because the equipment is collateral. If the business defaults on the loan or lease, the lender can repossess the equipment.
Examples of common business equipment financed: Construction equipment, Dump Trucks, MRI machines, Dentist Chairs, Doctor Equipment, Farm Equipment, X-Ray Machines, Work vehicles, Trucks, Copy Machines, Restaurant Oven, Phone Systems, Computers- ANY EQUIPMENT FOR BUSINESSES (except cars).
Why is Equipment Financing better for the business than just a traditional loan with an alternative lender? Equipment Financing is more affordable in that you can spread out the terms or repayment over a longer time period with a monthly payment that is lower. That is far more affordable than just a loan which would be paid back in a year or 2 at a higher rate. The business owner can be utilizing the equipment they are leasing or financing and acquiring a profit from the use of this equipment while they are in the process of paying it off.
LEARN MORE ABOUT OUR EQUIPMENT FINANCING HERE- GET YOUR FREE NO-OBLIGATION QUOTE
WHAT IS EQUIPMENT FINANCING or Leasing?
Equipment Financing is a capital advance for a business to to procure essential equipment they need for growth, emergencies, or any other essential purpose. Equipment Financing is used when a company needs a hard physical asset for their business and don't have or don't want to use the cash on hand so they seek a loan or to lease the equipment. For the lender, it is more of a low-risk because the equipment is collateral. If the business defaults on the loan or lease, the lender can repossess the equipment.
Examples of common business equipment financed: Construction equipment, Dump Trucks, MRI machines, Dentist Chairs, Doctor Equipment, Farm Equipment, X-Ray Machines, Work vehicles, Trucks, Copy Machines, Restaurant Oven, Phone Systems, Computers- ANY EQUIPMENT FOR BUSINESSES (except cars).
Why is Equipment Financing better for the business than just a traditional loan with an alternative lender? Equipment Financing is more affordable in that you can spread out the terms or repayment over a longer time period with a monthly payment that is lower. That is far more affordable than just a loan which would be paid back in a year or 2 at a higher rate. The business owner can be utilizing the equipment they are leasing or financing and acquiring a profit from the use of this equipment while they are in the process of paying it off.
LEARN MORE ABOUT OUR EQUIPMENT FINANCING HERE- GET YOUR FREE NO-OBLIGATION QUOTE
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This website is not an official David Allen Capital, Inc. corporate website. This site is maintained by Shannon D. Smith, an independent DAC agent. Shannon D. Smith is not a loan broker nor loan agent but rather an independent sales agent / rep sending businesses to DAC to examine funding offers from lenders DAC represents. DAC Corporate Office: 525 N Main St Suite 270, Milford, Michigan 48381.
© 2008-2020 David Allen Capital, Inc.; additional content copyright Shannon D. Smith. All Rights Reserved. |
* Any occurrence of the term word “LOAN” or “LOANS” on this website is for informational purposes. Some of the lenders that DAC represents process loans and other times, more often, it is an advance against future earnings. The use of the term loan or loans is not necessarily an offer of a “loan" depending on providers, state and paperwork. “LOAN” is a sometimes used here as the common colloquial word used in everyday speech when sometimes "advance" is a better term therefore, "Loan" may be used for search purposes. Note: we do NOT refer or process "loans" in or for any company based in California but DAC lenders do process "advances" for California businesses.
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Content presented on this website is for information and education purposes only. The information is presented for potential interest or use of DAC Capital provider options. Information obtained from this website is strictly voluntary, and any reliance on it should only be undertaken after an independent review of its accuracy, completeness, and timeliness. None of the information on this site constitutes legal advice. We are not affiliated with the Small Business Administration (SBA).
@ All buttons with the words "qualify now" take you to our secure corporate affiliate link |
© 2008-2019 David Allen Capital, Inc. (a Youngevity International Corporation) [ some additional original content by Shannon D. Smith, 2019] All Rights Reserved.
