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  Small Business Loans, Alternative small business loans without collateral, small business loan rates, get small business loan, small bus
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 SMALL BUSINESS LOANS ATLANTA
DAVID ALLEN CAPITAL 
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 Simple, Quick Alternative Small Business Loans in Atlanta GA! 
​  $10,000 - $1,000,000 or more



​Easy Online Process

Decision to you within 1 day
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Capital as soon as 1 - 2 days
qualify now
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No Obligation to Hear Terms

No obligation to apply, qualify and hear the small business loan terms.  If you don't like the small business loan rates for your small business loans Atlanta, you just say "No thank you."  No problem! 
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Top-Rated Lenders

Looking for a LEGIT alternative lender with no collateral for your Atlanta Small Business? Our Parent company is a 21 year old NASDAQ publicly traded business!  We identify and represent only the top-rated, reputable, transparent, quick turn-around capital providers.  
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Best Prices! 

1 FREE application from you and we go to all these providers, they compete in prices & we bring you back the best prices available.  We've have delivered more than $10 Billion to small businesses like your Atlanta company.
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Use Funding Your Way

You use these funds any way you want.  Unlike some of the Big Banks, we do not dictate how you use the loan or capital advance for your Atlanta small business!
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Georgia's favorable tax laws and business legislation laws have attracted small business owners from around the country. Atlanta is becoming very attractive for small business entrepreneurs.  Here are a couple of favorable statistics about small businesses in Atlanta, Georgia:
  • Small businesses created of over 73,000 new jobs in 2018 (sba).
  • Georgia has as of 2019, over 370,000 minority-owned companies.
  • Wallethub listed Atlanta in the top 20 of the 2018 “Best Places to Start a Business."
  • Atlanta was ranked as the #1 city for the “lowest cost of doing business,” by Business Facilities Magazine in 2014.
  • In Georgia, small businesses make up an incredible 99.6% of all companies in the state!  These businesses employ approximately 1.6 million employees. 
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Small businesses, employing so many people, are the backbone of the success of the City of Atlanta.  Atlanta thrives because small businesses create jobs, provide products and services and equally important, they characterize the unique places that make Atlanta the unique and interesting city that it is. 

Lending for small businesses has been at an all-time high in Georgia for a couple of years but some small businesses are still struggling to access credit (outside of the covid-19 emergency). According to Drew Tonsmeire, the area director at the UGA Small Business Development Center at Kennesaw State University, “It’s really not the size, but the age of the business,” he said. He explains that the older a business is, the more there is for a lender to evaluate the business to ascertain creditworthiness.

Obviously owning a small business in Atlanta, or elsewhere, is a challenge in many ways.  Sometimes a small business in Atlanta finds that they do not have the capital on hand to handle the business needs at the time. There are many reasons for this.  There could be an ebb and flow in the business according to seasons.  A small business employer may need to hire seasonal employees.  Sometimes small businesses, such as an Atlanta construction company, my have an opportunity to take on a large project but they don't have adequate cash to obtain the raw materials that they need but they know, once obtained, the project will reward them with a large profit.  There might be a vital piece of equipment that the small business needs in order to continue operations or to expand the business.  There are many valid reasons for an Atlanta small business to seek a loan.  More often than not, the big banks do not loan to the small business owner in Atlanta, Georgia (aside from the pandemic loan assistance).  When it isn't possible to get a loan from the bank or the SBA and yet the business owner still requires a loan, where do they turn?  

David Allen Capital (DAC) is the 1 stop shopping for alternative loans.  DAC works with All the Top, Reputable lenders and they work to qualify an Atlanta small business and they actually Compete to bring back the best rates.
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​What Will It Cost Your Atlanta Small Business?
 
DAC pricing is transparent and simple - like it should be! We do not discuss small business rates like the Big Banks- because it's very confusing, can seem misleading and they don't show you the total cost.  DAC will gladly show you the total payback cost of the capital advance.  Again, unlike the banks, we do NOT charge an application fee! 

​We Are Better
Where to go to get small business loans in Atlanta, especially if you're credit score is not great?* Traditional banks are not lending small businesses in Atlanta nor doing advances like they used to.  We represent all the top alternative, non-traditional business loan providers and capital advance partners, so we can provider your Atlanta business with the best rates/pricing on your business capital loan or advance.  We provide capital faster than a traditional bank with less intensive qualifications. Your revenue is valued most, rather than your credit score. Loans that do not require collateral!
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Qualifying Your Atlanta Small Business for Funding is Easy! 

Where do you get a small business loan* in Atlanta or advance when the banks say no? Good News for small businesses looking for loans* or capital funding in Atlanta!  The minimum qualifications of our providers are less intensive than those of traditional banks!
TIME IN BUSINESS
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Only need a minimum of four months in business
PERSONAL CREDIT
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Personal credit score must be at least 500+
ANNUAL REVENUE
​$100k+ revenue in the past 12 months
INDUSTRY
Over 700 Different Industries Served- we are ready to help 
MORE AFFORDABLE
Our fundings are typically up to 50% less expensive than a traditional merchant cash advance.
FAST CAPITAL
You submit your application and we provide you with a fast decision.
AUTOMATIC PAYMENT
​DAC sets you up with regular fixed auto payments so payments run smoothly with no surprises.
 LOANS WITHOUT COLLATERAL FOR ATLANTA
Unsecured small business loans
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Get Small Business Loans in Atlanta Quick. Receive Your Decision In Minutes.
Business owners want instant approval small business loans.  Get our automated pre-approval in seconds.
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PRE-QUALIFICATON
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Complete the online form by clicking the "qualify now" button. We will review and then contact you to discuss available options and answer any questions.
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COMPLETE APPLICATION
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Complete the simple application which will provide our lenders and advance companies with more business, personal, and financial details. Submit to us with a few requested documents.
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SUBMIT DOCUMENTS
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To verify the application and secure approval, we request 4 months of bank statements, a copy of your last years Atlanta small business tax return, a cancelled check, and a copy of your drivers license.

We also do Equipment Financing for Your Atlanta, Georgia Small Business the Fast and Easy Way

WHAT IS EQUIPMENT FINANCING or Leasing?
Equipment Financing is a capital advance for a business to to procure essential equipment they need for growth, emergencies, or any other essential purpose.  Equipment Financing is used when a company needs a hard physical asset for their business and don't have or don't want to use the cash on hand so they seek a loan or to lease the equipment.  For the lender, it is more of a low-risk because the equipment is collateral.  If the business defaults on the loan or lease, the lender can repossess the equipment.  

Examples of common business equipment financed: Construction equipment, Dump Trucks, MRI machines, Dentist Chairs, Doctor Equipment, Farm Equipment, X-Ray Machines, Work vehicles, Trucks, Copy Machines, Restaurant Oven, Phone Systems, Computers- ANY EQUIPMENT FOR BUSINESSES (except cars).
 Why is Equipment Financing better for the business than just a traditional loan with an alternative lender?  Equipment Financing is more affordable in that you can spread out the terms or repayment over a longer time period with a monthly payment that is lower.   That is far more affordable than just a loan which would be paid back in a year or 2 at a higher rate.   The business owner can be utilizing the equipment they are leasing or financing and acquiring a profit from the use of this equipment while they are in the process of paying it off.  We are the top alternative option for equipment financing for small businesses including small trucking businesses, small construction companies, small restaurant businesses, small retail store businesses and more.
equipment financing
We salute Atlanta for being in the top 10 of the most small businesses in the U.S.A.  These businesses are the true backbone of America. The city works actively to attract business owners with various commercial development and promoting relevant business incentives. Scientific services, retail, health care, construction and food services attract a lot of small business entrepreneurs in Atlanta. This is our outreach to Atlanta small businesses to ensure they have the access to capital advances or loans when they need them, quickly and with an easy process. There are many good reasons for to apply for a loan* in Atlanta.  Need a loan to renovate your Atlanta restaurant?  Need a loan to buy machinery for your Atlanta construction company?  Need a capital advance to purchase discounted bulk inventory for your Atlanta Home renovation center?  Maybe your trucking company in Atlanta needs a new vehicle?  Perhaps your Atlanta auto repair or detailing shop needs a funding.  Maybe you want to expand and renovate your bar or coffee shop.  A loan might help.  Whatever your business, whatever your need, DAC IS HERE TO HELP YOU GROW! (NOTE: we usually work with capital advances and sometimes loans)

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This website is not an official David Allen Capital, Inc. corporate website.  This site is maintained by Shannon D. Smith, an independent DAC agent. Shannon D. Smith is not a loan broker nor loan agent but rather an independent sales agent / rep sending businesses to  DAC to examine funding offers from lenders DAC represents. DAC Corporate Office: 525 N Main St Suite 270, Milford, Michigan 48381.
© 2008-2020 David Allen Capital, Inc.; additional content copyright Shannon D. Smith. All Rights Reserved.  
*  Any occurrence of the term word “LOAN” or “LOANS” on this  website is for informational purposes.   Some of the lenders that DAC represents process loans and other times, more often, it is an advance against future earnings.  The use of the term loan or loans is not necessarily an offer of a “loan" depending on providers, state and paperwork. “LOAN” is a sometimes used here as the common colloquial word used in  everyday speech when sometimes "advance" is a better term therefore, "Loan" may be used for search purposes.  Note:  we do NOT refer or process "loans" in or for any company based in California but DAC lenders do process "advances" for California businesses. 
Content presented on this website is  for information and education purposes only. The information is presented for potential interest or use of DAC Capital provider options. Information obtained from this website is strictly voluntary, and any reliance on it should only be undertaken after an independent review of its accuracy, completeness, and timeliness.  None of the information on this site constitutes legal advice. We are not affiliated with the Small Business Administration (SBA).
@ All buttons with the words "qualify now" take you to our secure corporate affiliate link

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